Are Banks Open on Black Friday 2026? Thanksgiving Closures and Bank Hours

Yes, banks are open on Black Friday, Friday, November 27, 2026. The day after Thanksgiving is not a Federal Reserve holiday, so the Fed's ACH and Fedwire systems run and deposits post as normal. Banks are closed on Thanksgiving, Thursday, November 26. A few branches may keep shorter hours on Friday.

Below is what each major bank publishes, what happens to money you move on Thanksgiving, and what else closes that weekend.

Are banks open on Black Friday 2026?

Yes. The Federal Reserve's holiday schedule lists 11 holidays, and Thanksgiving is the only one that week. Black Friday is a regular business day for the banking system. ACH payments and wires move as usual, and checks deposited before your bank's cutoff count as Friday deposits.

Branch hours are each bank's call. Wells Fargo says some locations "may have reduced hours around the holidays."

Are banks closed on Thanksgiving?

Yes. Thanksgiving is a Federal Reserve holiday, and most major banks list it as a branch closure. Here is what still works:

• ATMs, online and mobile banking stay on. You can check balances, move money between your own accounts and deposit checks in the app.
• Deposits made Thursday count as Friday deposits. Chase's holiday schedule, for example, says QuickDeposit deposits made on a holiday "will post on the next business day."
• ACH payments pause. The Fed's FedACH schedule stops processing at 11:30 p.m. ET on Wednesday, November 25, and resumes at 5:30 p.m. ET Thursday, so payments move again in time for Friday.
• Zelle says money sent to an enrolled recipient typically arrives within minutes. Your own bank sets your sending limits.

If your payday lands on Thanksgiving, your employer decides whether you are paid early or on Friday, so ask payroll. Our guide to paycheck taxes explains the deposit amount itself.

Bank hours on Thanksgiving and Black Friday

We only list a status when the bank publishes it on its own site. No bank we checked posts special Black Friday hours.

Citi, PNC and Capital One do not publish a branch holiday list we could find. Citi's account agreement does treat every weekday except federal holidays as a business day, so a Friday deposit counts as Friday. Drive-thru hours are listed separately on many branch pages, so check those too.

Is the stock market or post office open on Black Friday?

When do deposits made over the holiday weekend post?

• Thursday, Nov 26: treated as received Friday, Nov 27.
• Friday, Nov 27: a normal business day, if you beat the cutoff.
• Saturday and Sunday, Nov 28–29: treated as received Monday, Nov 30.

Under federal rules, cash deposited in person, electronic deposits and checks of $225 or less must be available by the next business day, according to the CFPB. Banks can set cutoffs as early as 2 p.m. at a branch and noon at an ATM.

Black Friday money tips: holds and card balances

Watch debit card holds. A merchant's pre-authorization can be larger than your purchase. The CFPB has noted that such a hold may take up to 10 business days to release, and weekends do not count. Several big holds at once can leave too little for rent or bills.

Mind your statement balance. The balance on your credit card statement is usually the balance reported to the credit bureaus. Paying it down before the statement closes keeps utilization low, one of the quickest levers in raising your credit score fast. See what counts as a good credit score for where you stand.

The next bank holidays after Black Friday